Get Your Money Right for 2021 (and beyond) With These 5 Apps

Before checking out these awesome resources I know and trust, an important disclosure:

Some of the links are affiliate links, which means that if you choose to make a purchase, I will earn a commission. This commission comes at no additional cost to you. Please understand that I have experience with all of these companies, and I recommend them because they are helpful and useful, not because of the small commissions I make if you decide to buy something. Please do not spend any money on these products unless you feel you need them or that they will help you achieve your goals.

1. Know Your {Net}Worth with Personal Capital

Checking your bank balance simply won't cut it when you're trying to improve your wealth overall. But just the thought of having to assemble all of those accounts you have to get this number is definitely a buzz-kill. That's where Personal Capital comes in.

Personal Capital is a comprehensive wealth-management platform where you can plug all of your accounts in and get an overview on how your wealth is growing. With Personal Capital, you can:

  • Track your Net-worth.

  • Check on your investment portfolio all-in-one place

  • Gain insight on your what retirement looks like for you with the retirement calculator tool

Don't sleep on Personal Capital. It's the wake-up call your finances need.

2. Bank aaaand Budget with One SIMPLE App

Ever wonder why your bank doesn't do more to help you actually MANAGE your money? Trust, I know. Eight years ago I had that same question. And in my quest to find this unicorn bank, I came across Simple Bank.

With Simple, budgeting, saving, and banking are seamless and automatic. I highly recommend Simple for you banking and budgeting needs.

  • Expenses - Mark the due date for bills and budget each paycheck

  • Goals - Set a date and save for ANYTHING automatically

  • Safe-to-Spend® - Know how much you can actually spend AFTER your goals &expenses

Stop being loyal to a bank that isn't loyal to you. It's that Simple.

3. Pay Your Bills ON TIME, Sis with Prism

No judgement sis, but how would it feel to no longer have to worry about your bills being paid on time? Or save time paying bills without have to log into EACH AND EVERY bill website to get it done? Well enter the Prism Bills app...(coming in like magic). This app focuses on:

  • Bills at A Glance - Align your paycheck with your upcoming bills

  • Save Time - Pay your bills in one place manually or automatically.

Have those bills paid with having to lift a finger.

4. Stop Running from Your Debt with

Instead of stacking them Benjamins like you're supposed to, you stacked up that credit card balance. Don't fret though! Every villain has a weak point and for debt, that point is

Simply put, is a free (Yas, FREE) debt calculator that allows you to input your debt totals, interest rates, and desired pay off date in order to project the quickest pay off plan for you!

That debt needs a plan of attack and your weapon of choice should be

5. 10X Debt Demolition with Qoins

Continuing with Mission: Debt Destruction, supplement your arsenal with Qoins. But what the heck is a Qoins?

Qoins' amazing claim to fame is being the First App (that I know of) to make paying off debt with spare change, automatic. Instead of saving that change, it's used to pay extra on debt. Here 's how Qoins accelerates your journey to debt-freedom.

  • Rounding Up: Qoins sets aside spare change or extra cash as you go about your day with Round-Ups

  • Smart-Savings: Qoins will determine and save anywhere between $.50 – $5.00 every few days, to contribute towards your debt.

  • Set Money Aside: YES, My favorite feature. With Qoins, you can set-aside a percentage of all the income you receive to pay off debt.

Listen, you're doing all this AUTOMATICALLY! Imagine waking up and all your debt is POOF (gone)! You definitely want to check out Qoins if you want that feeling.

"Ask yourself if what you're doing today is getting you closer to where you want to be tomorrow. " - Unknown

Keep the momentum going by checking out My Cashflow Cure-the step-by-step, automated personal finance system that will help you eliminate debt, build savings and accomplish your financial goals.

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